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Personal Checking


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Visit one of our banking locations to open an account today or click here to open an account online.


For more than a century, Armstrong Bank has provided exceptional customer service to families and individuals across Oklahoma and Arkansas. Wherever you’re going in life, we can help you get there with convenient and rewarding checking account options. Whether you’re looking for simplicity in our “EZ Checking” account, the benefits that come along with our Investment or Money Managers accounts, or the extra perks that come with Exclusive Checking, we can help you find the best fit. We also offer Gold and Gold Plus Checking for customers age 50 and better. 


There's more!
All of our accounts include FREE:


Exclusive Checking

Premier account with endless benefits
Apply now for Exclusive Checking
  • $100 min opening balance
  • $6.95 monthly service charge
  • Unlimited Transactions
  • FREE Checks
  • FREE Cashier's Checks
  • FREE Money Orders
  • Access to BaZing, an online membership program with access to a number of helpful services for your family as well as discounts with local and national merchants. 


Gold Plus Checking

For ages 50 or better with added benefits
Apply now for Exclusive Checking
  • $100 min opening balance
  • $4.95 monthly service charge
  • Unlimited Transactions
  • Earns interest on balances of $1,000+
  • FREE Checks
  • FREE Cashier's Checks
  • FREE Money Orders
  • Access to BaZing, an online membership program with access to a number of helpful services for your family as well as discounts with local and national merchants. 

Gold Checking

For our customers ages 50 or better
Apply now for Exclusive Checking
  • $100 min opening balance
  • No monthly service charge
  • Unlimited Transactions
  • FREE Checks

EZ Checking

No frills checking with only the essentials
Apply now for Exclusive Checking
  • $100 min opening balance
  • No monthly service charge
  • Unlimited Transactions

Money Managers Checking

Interest-bearing Money Market account

  • $2,500 min opening balance
  • $7.95 monthly fee if balance <$2,500
  • Earns interest on balances of $2,500+

Investment Checking

Convenient access to your investments

  • $1,000 min opening balance
  • $7.95 monthly fee if balance <$1,000
  • Unlimited Transactions
  • Earns interest on balances of $1,000+


EXCLUSIVE CHECKING GOLD PLUS CHECKING GOLD CHECKING EZ CHECKING MONEY MANAGERS CHECKING INVESTMENT CHECKING
Minimum opening balance $100 $100 $100 $100 $2,500 $1,000
Monthly service charge $6.95 $4.95 $0 $0 $7.95 if <$2,500 $7.95 if <$1,000
Unlimited transactions Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle
Checkmark in blue circle
Earns interest
balances of $1,000+

balances of $2,500+ balances of $1,000+
Free checks Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle


Free Cashier's Checks and Money Orders Checkmark in blue circle Checkmark in blue circle



Access to BaZing Checkmark in blue circle Checkmark in blue circle